HOW IT WORKS
Three Steps To Get Free Stock Shares



Use Lightning
Get Tickets
Convert Into Stock Shares
Use and Save with Lightning anywhere with no domestic or ATM fees
Earn tickets the more you use lightning.
Watch as your portfolio grows anytime Lightning strikes and your tickets are turned into shares of top S&P 500, Nasdaq, and NYSE companies.
Lightning Storm!
Turn on Direct Deposit and Get 2x more Tickets! More Tickets means more stock!


Pay Fewer Taxes!
Holding stocks for over a year gives you access to long-term capital gains! As low as 0% tax!
Buy and sell stocks on our built-in trading platform!
Have direct access to all your stocks on our trading platform that has 100% free commission trading.

Security & support
Your Security Is Our Priority
Lightning Uses the highest grade encryption and security to insure that you can rest assured at night knowing your portfolio is growing for you.

FDIC
Insured Banking
Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Stride Bank and Trust

State of The Art
Data Encription
Your account is protected by bank-grade encryption and authentication.

Customer Support
At Your Fingertips
Have questions? We’re always here to help. Just send a message to our Member Services team.
FAQ
You Ask. We Answer.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Lightning Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Lightning Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
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