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Use Lightning.

Win Stock!

 It's That Easy!

The Lightning Card. The only debit card that grows your portfolio for you.

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Three Steps To Get Free Stock Shares

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Use Lightning
Get Tickets
Convert Into Stock Shares

Use and Save with Lightning anywhere with no domestic or ATM fees

Earn tickets the more you use lightning.

Watch as your portfolio grows anytime Lightning strikes and your tickets are turned into shares of top S&P 500, Nasdaq, and NYSE companies.


Lightning Storm!

Turn on Direct Deposit and Get 2x more Tickets! More Tickets means more stock!


Pay Fewer Taxes!

Holding stocks for over a year gives you access to long-term capital gains! As low as 0% tax!

Buy and sell stocks on our built-in trading platform!

Have direct access to all your stocks on our trading platform that has 100% free commission trading.

Security & support

Your Security Is Our Priority

Lightning Uses the highest grade encryption and security to insure that you can rest assured at night knowing your portfolio is growing for you.

Insured Banking

Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Stride Bank and Trust

State of The Art 
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Your account is protected by bank-grade encryption and authentication.

Customer Support
At Your Fingertips

Have questions? We’re always here to help. Just send a message to our Member Services team.


You Ask. We Answer.

Your Portfolio

Start Growing 

With Lightning


Applying for an account is free and takes less than 2 minutes. 

Download the app from one of the stores

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Contact Us:


Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The  Lightning Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The  Lightning Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

By clicking on some of the links above, you will leave the  Lightning website and be directed to a third-party website. The privacy practices of those third parties may differ from those of  Lightning. We recommend you review the privacy statements of those third party websites, as Lightning is not responsible for those third parties' privacy or security practices.

© 2021 Lightning X, inc. All Rights Reserved.

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